Dr Olofinlade Samuel Oluwapelumi is a seasoned lecturer and a researcher in the Department of Finance, University of Ilorin, Ilorin, Kwara State. He had his first and second degrees from the prestigious Ekiti State University. His burning passion to continually widen his horizon of knowledge took him back to Ekiti State University where he enrolled and bagged a Ph.D. in Finance. He is a research fellow of high standing, an erudite scholar in the field of Banking, Accounting and Finance with years of teaching and research experience in both academic and professional programmes. His research areas are Banking, Public Finance and Monetary economies.